Who Is Montera Management?

Our Purpose
Montera Management LLC, is a captive insurance management firm dedicated to providing the highest level of captive management services. Montera specializes in serving the needs of successful small to medium size companies through the formation and management of captive insurance companies organized under section 831(b) of the U.S. Tax Code. We offer our clients a customized, turn-key approach to forming and managing captive insurance companies.

Our Passion
We at Montera Management are personally committed to each and every client. We are excited by the prospect of meeting you, learning about your business, and understanding your specific needs. We will convert your requirements into the reality of a captive insurance company that will be highly effective in managing your business risk and building your financial war chest.

Our Experience
Backed by over 20 years of combined experience, Montera's management team has the knowledge and experience needed to ensure your captive will be a success. Our team has participated in forming and managing over 100 different captives for business owners in various industries. That experience, combined with our deep and long-lasting relationships with industry members and governing bodies, makes Montera one of the premier choices for section 831(b) captive management solutions.

Our Philosophy
We believe in being thorough and efficient. We won't overwhelm you with a million features that you'll never use. Instead, we'll give you exactly the captive solution you need for your business. Exactly!

Our People

	Richard Avery - Partner Richard's career spans 30 years in various financial management roles with small companies and Fortune 500 corporations. Through the progression of his professional responsibilities he has become familiar with business operational issues in a variety of industries at all levels of management, including international operations. He began his involvement with captive insurance companies in 2001 with primary responsibility for accounting and regulatory compliance issues. He eventually became the CFO/COO with another management company and had oversight for all operational issues for 100 captives. Richard holds an MBA degree in International Management from Thunderbird School of Global Management, and is a CPA licensed in the state of Arizona.
	Cindy Avery - Partner Cindy is a trained tax paralegal with over 25 years experience in law firms and small businesses, and has been involved in the captive insurance industry since 1999. Cindy has assisted in the formation and on-going management and administration of well over 100 captives. She has extensive experience in tax research, high-end estate and tax planning, offshore corporate formation and compliance, domestic corporate formation and governance, and insurance underwriting and claims processing for captives. Since becoming involved in the captive industry, Cindy has gained experience and relationships in a number of captive jurisdictions including British Virgin Islands, Nevis/St. Kitts, Anguilla, The Cook Islands, Panama, Arizona, Nevada and Utah. Cindy earned a diploma in paralegal studies from the American Institute of Paralegal Studies in 1987.
	Ken Avery - Director of Marketing Ken has an extensive background in Information Technology and Project Management spanning 25 years. He has also been involved as a project and marketing director for two different real estate development companies. Ken enjoys challenges, and putting together solutions to turn those challenges into successful opportunities. Ken earned a Bachelor's Degree from Utah Valley University, majoring in Digital Media with a Project and Information Management emphasis.
	Mindy Shurtleff - Account Manager As a business owner herself, Mindy brings a clear perspective on how a business owner can best utilize an alternative risk strategy. She excels in client service and adds proficiency to Montera's accounting and data entry department.